What cover can I expect from a Motor Fleet policy?

A choice or variation of comprehensive, third party fire and theft or third party only cover

Cover for owned, loaned or hired vehicles

Business and social domestic and pleasure use

Any authorised driver

Windscreen and glass cover

Personal effects cover

24-hour claims service

Approved repairer network

Courtesy vehicle during accident repair

Flexibility to add and remove vehicles

One common renewal date

Foreign use

Breakdown cover

Cover for loss or theft of keys

Cover for trailers and other towed items while attached and detached

Uninsured loss recovery

Legal expenses cover

New for old cover on cars and vans

Transportation and Haulage Insurance

A motor fleet policy is a single policy covering multiple vehicles

A fleet policy may comprise cars, vans, motor cycles, lorries, agricultural vehicles, contractors’ plant or special types. Or any mix of these.

Fleet-rated policies are available to businesses with two or more vehicles.

Typically, a motor fleet policy will prove to be the most cost-effective way of insuring company vehicles.

If you currently hold individual no claims bonus rated motor policies, Glentworth have access to markets who can convert the no claims bonus to a fleet-rated policy.

Glentworth can arrange tailored policies for any size of fleet and risk profile including:

Haulage – including carriage of hazardous goods and foreign use

Private ambulances – including blue light cover

Couriers

Agricultural

Taxis – private hire or public hire

Distressed risks with a high incidence of claims

Young and/or inexperienced drivers

High value vehicles

Carriage of celebrities

Why do you need this insurance?

Can you answer yes to any of these statements?

You have a lot of high value vehicle assets that need protection

You need someone to cover your legal liabilities and defend you in any court action

Road risk insurance is one of the few compulsory insurances in the UK

You need the flexibility that a fleet insurance policy brings

I can highly recommend the services of Glentworth. My business is dependent upon having a broker who can respond promptly to changes in my insurance requirements and to help me in times of crisis. It’s reassuring to work with a broker who understands the haulage industry, provides clear advice and always acts in my best interests – this gives me peace of mind to focus on the day-to-day needs of my business.

Craig Rogers, KC Transport

Why use Glentworth for fleet insurance?

Glentworth has the ability to place just about every conceivable fleet risk – ranging from the more straightforward vans and cars visiting customers’ premises to heavy goods vehicles travelling throughout the UK and Europe. Our client base includes fleets carrying the rich and famous, trucks carrying high explosives and private ambulances operating under blue lights.

We provide risk management services to help reduce claims and can assist in arranging driver training together with telematics and camera systems for your fleet.

Glentworth’s first-class and personable claims service will help your business in its time of need. We will handle your claim from the first notice until its satisfactory conclusion – keeping you informed of progress throughout. If you are an existing fleet policyholder, does your insurance provider do the following?

  • Conduct all communications on your behalf with your insurance company
  • Speak directly to your driver in order to obtain a clear description of the accident circumstances
  • Ensure prompt recovery of your damaged vehicle
  • Arrange repair inspections with motor engineers and obtain prompt repair authority
  • Arrange, where possible, a replacement vehicle for the duration of the repairs
  • In the event of a total loss, negotiate fair settlement on your behalf
  • Actively engage in the pursuit of uninsured losses such as the policy excess or loss of earnings

Claims which remain outstanding for long periods, regardless of blame, can affect the cost of a motor fleet policy. Therefore, Glentworth place significant emphasis, including pressure on our clients’ insurers, to close claims as quickly as possible. We can provide our clients periodic claims’ reviews which includes risk warning indicators.